PERSONAL SAVINGS ACCOUNTS

Patriot Federal Bank offers a variety of savings account options. Our staff will sit down with you and decide the account that is right for you! PATRIOT FEDERAL BANK ONLINE BANKING IS FREE WITH ANY SAVINGS ACCOUNT. Enjoy the convenience of accessing your account information 24 hours a day. Patriot Federal Bank Online banking lets you: Review your account balances Confirm that your checks have cleared View your check images after they have cleared Transfer funds (excluding passbook accounts) Record Debit Card Transactions Pay your Patriot Federal Bank loan ONLINE!

STATEMENT SAVINGS

Our most flexible savings account offering the following:

• Minimum opening balance - $10.00
• Tiered Rates – the larger the balance, the higher rate of return!
• Fees - $3.00 per month (waived if monthly average balance of $200.00 or more is maintained)
• Withdrawals – Limited to 6 preauthorized transfers including automatic transfer, telephone agreement or instruction and online transfer.
• No fees for minors 18 years of age and younger and for seniors 55 years of age or older
• FREE Online Banking
• Monthly Statement with activity (quarterly if interest postings only)
• ATM/MasterCard Debit Card Available (For ATM Cash Withdrawals)

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PASSBOOK SAVINGS ACCOUNT Minimum opening balance - $10.00 Fees - $3.00 per month (waived if monthly average balance of $200.00 or more is maintained) No fees for minors 18 years of age and younger No fees for our senior customers 55 years of age or older View account online

CHRISTMAS & VACATION CLUBS

Save for your next vacation or Christmas while earning interest with our club accounts:

• Minimum opening balance - $0
• Fees - $0
• Option for Automatic transfer from checking account
• FREE Online Banking
• Monthly Statement with activity (quarterly if interest postings only)

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