Residential Mortgages
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Equity Loans | Personal Loans | Commercial Loans
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Enjoy convenient account access and loan payment options.
- Automatic Payment We can automatically deduct any
Patriot Federal Bank loan payment from your checking account
each month for your convenience. This eliminates the need to
write and mail a check and unnecessary fees from accidental
late payments.
- Patriot Federal Bank Online Banking allows you to
access your loan activity at your convenience. You can
verify loan balances and track other activities from
anywhere, any time day or night. You can also make your
payment by electronic transfer from any of your deposit
accounts (excluding passbook accounts).
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RESIDENTIAL MORTGAGES:
Patriot Federal Bank has a variety of options available to finance
your home. Use our mortgage calculator to determine how much your
principal and interest payments will be with a fixed rate loan:
- Free pre-qualification
- Local, expedient decision making
- Competitive closing costs
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- Construction Loans Can be converted to a permanent mortgage
loan
For additional information on any of the mortgage services we offer
please call one of our Lending Officers directly at (518) 673-4400 or
drop in at the office to see us!
HOME EQUITY LOANS
| Patriot Federal Bank offers home equity loans and lines of
credit at extremely competitive rates. The interest you pay on a
home equity loan or line of credit is usually tax deductible
(please consult your tax advisor). Join with other homeowners
who have found the value of home equity as a credit source.
A home equity loan provides you with cash to meet your
immediate financial needs.
A home equity line is a revolving line of credit secured by the
dollar value (equity) that you have in your home. Once approved,
you can access your loan account for the funds you need when you
need them.
Some of the uses of a home equity loan or line of credit
include:
Home Improvements A new kitchen, pool or landscaping
Debt Consolidation
College tuition
Vacations |
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PERSONAL LOANS
Patriot Federal Bank offers a variety of personal loans at highly
competitive rates. Stop in or call us at (518)
673-4400 to find out more about our personal loan products:
- Auto Loans New and used
- Home Improvement Loans
- Personal Consumer Loans
- Overdraft Line of Credit
COMMERCIAL LOANS
At Patriot Federal Bank, we have commercial loans customized
to meet the needs of area business people. As a locally owned
and operated bank, we are a fast and responsive source for your
business and agricultural loan needs.
- REAL ESTATE MORTGAGES Own your commercial
property. Purchase or refinance real estate property for
your business.
- CONSTRUCTION LOANS Expand or remodel your
commercial property
- EQUIPMENT FINANCING Improve your companys
productivity with new Equipment
- LINES OF CREDIT Enjoy the convenience of the
immediate availability of cash. Solve your every day cash
needs or use the funds to grow your business.
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