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Commercial Loans

At Patriot Federal Bank, we offer commercial loans tailored to meet the needs of area business people.  As a truly locally owned and operated Bank, we are an individualized and responsive source for your business and agricultural credit needs.


  • REAL ESTATE MORTGAGES – Own your commercial property investment or business.  Purchase or refinance real estate property for your business.  Customized rates and terms based on lending 75% of the purchase price or appraised value whichever is less.
  • CONSTRUCTION LOANS – expand or remodel your commercial property
  • EQUIPMENT FINANCING – Improve your company’s productivity with new equipment.  Minimum loan amount $10,000
  • LINES OF CREDIT – The convenience of the immediate availability of cash.  Solve your short term cash flow needs or use the funds to grow your business.