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Personal Certificate of Deposits and IRA's

Patriot Federal Bank offers a variety of investment account options. Our staff will sit down with you and decide the account that is right for you!

PATRIOT FEDERAL BANK ONLINE BANKING IS FREE WITH ANY INVESTMENT ACCOUNT.

Enjoy the convenience of accessing your account information 24 hours a day. Patriot Federal Bank Online Banking lets you:

  • Review your account balances
  • Confirm that your checks have cleared
  • View your check images after they have cleared
  • Transfer funds (excluding passbook accounts)
  • Record Debit Card Transactions
  • Pay your Patriot Federal Bank loan ONLINE!

Certificate of Deposits (CDs)

Offers a higher interest rate with terms from 6 months to 10 years. The interest rate and annual percentage yield will not change for the term of the account:

  • Rates – Interest rates vary according to the term (See Rates)
  • Flexible options for interest earnings – receive a check by mail, automatic deposit into your checking or savings account or add it to the principal balance of your CD
  • Fees – A penalty will be imposed for early withdrawals
  • Free Online Banking to view your account

Individual Retirement Accounts (IRAs)

Save for your future with our retirement accounts.

  • Traditional IRAs and ROTH IRAs
  • Rates – Interest rates vary according to the term (See Rates)
  • Access to Account – Deposits can be added any time
  • Fees – Early withdrawals subject to interest and tax penalties
  • Free Online Banking to view your account