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Business Investments

Patriot Federal Bank offers a variety of investment options to meet the needs of our business customers.


Enjoy the convenience of accessing your account information 24 hours a day. Patriot Federal Bank Online banking lets you:

  • Review your account balances
  • Confirm that your checks have cleared
  • View your check images after they have cleared
  • Transfer funds (excluding passbook accounts)
  • Record Debit Card Transactions
  • Pay your Patriot Federal Bank loan ONLINE!

Statement Savings

Our most flexible savings account offering the following:

  • Minimum opening balance - $10.00
  • Tiered Rates – the larger the balance, the higher rate of return!
  • Fees - $3.00 per month (waived if monthly average balance of $200.00 or more is maintained)
  • Withdrawals – Limited to 6 preauthorized transfers including automatic transfer, telephone agreement or instruction and online transfer.
  • FREE Online Banking
  • Monthly Statement with activity (quarterly if interest postings only)
  • ATM/MasterCard Debit Card Available (For ATM Cash Withdrawals)

Transfer Management

  • Sweep account that moves money between two deposit accounts
  • Target Balance specifically determined to meet your business needs
  • Allows excess funds to be maintained in an investment account to maximize idle fund

Certificate of Deposits (CDs)

Offers a higher interest rate with terms from 6 months to 10 years. The interest rate and annual percentage yield will not change for the term of the account:

  • Rates – Interest rates vary according to the term (See Rates)
  • Flexible options for interest earnings – receive a check by mail, automatic deposit into your checking or savings account or add it to the principal balance of your CD
  • Fees – A penalty will be imposed for early withdrawals
  • Free Online Banking to view your account